Borrow 
crowns from fellow knights.
The Danio-Quebix Spiral Bank lends crowns to Spiral Knights players. Build your trust tier with on-time repayments. Defaulters land on the public ledger.
Trust tiers
Repay loans on time to climb tiers. Higher tiers get larger limits and lower interest. A single default resets you to Newcomer and adds a permanent ledger entry.
Tier 0
Newcomer
1×rank cap multiplier
base rate 20%
starting tier
Tier 1
Trusted
2×rank cap multiplier
base rate 12%
repay 5,000+ to unlock
Tier 2
Established
4×rank cap multiplier
base rate 8%
repay 25,000+ to unlock
Tier 3
Patron
8×rank cap multiplier
base rate 5%
repay 100,000+ to unlock
How it works
- 1. Sign in with Discord and submit a loan request.
- 2. Danio or Quebix reviews and approves it.
- 3. We mail the crowns to your in-game character (no need to be online) and start the repayment clock.
- 4. Pay back on time — your tier goes up. Default — your name goes on the ledger.